Call reports 2026
COMMUNITY POINT BANK — 2026
What COMMUNITY POINT BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 254,283,000 | 259,720,000 |
| Total loans | 204,959,000 | 214,584,000 |
| Allowance for loan losses | 2,339,000 | 2,531,000 |
| Securities available for sale | 24,357,000 | 23,132,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 219,736,000 | 227,434,000 |
| Interest-bearing deposits | 192,767,000 | 199,763,000 |
| Noninterest-bearing deposits | 26,969,000 | 27,671,000 |
| Equity capital | 22,068,000 | 19,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,880,000 | 7,889,000 |
| Interest expense | 1,686,000 | 3,426,000 |
| Net interest income | 2,194,000 | 4,463,000 |
| Noninterest income | 71,000 | 151,000 |
| Noninterest expense | 1,036,000 | 2,057,000 |
| Provision for loan losses | 170,000 | 360,000 |
| Pretax income | 1,058,000 | 2,135,000 |
| Income tax | 0 | 0 |
| Net income | 1,058,000 | 2,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 23,479,000 | 21,220,000 |
| Total capital | 25,848,000 | 23,806,000 |
| Risk-weighted assets | 204,865,000 | 212,778,000 |