Call reports 2024
COMMUNITY POINT BANK — 2024
What COMMUNITY POINT BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 182,255,000 | 187,685,000 | 192,875,000 | 203,350,000 |
| Total loans | 141,920,000 | 146,874,000 | 155,647,000 | 166,451,000 |
| Allowance for loan losses | 1,679,000 | 1,685,000 | 1,791,000 | 1,874,000 |
| Securities available for sale | 23,498,000 | 26,486,000 | 26,553,000 | 25,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,480,000 | 173,013,000 | 173,642,000 | 177,423,000 |
| Interest-bearing deposits | 144,001,000 | 148,792,000 | 149,625,000 | 153,448,000 |
| Noninterest-bearing deposits | 24,479,000 | 24,221,000 | 24,017,000 | 23,975,000 |
| Equity capital | 13,369,000 | 14,192,000 | 15,674,000 | 14,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,484,000 | 5,211,000 | 8,049,000 | 11,110,000 |
| Interest expense | 1,156,000 | 2,413,000 | 3,676,000 | 5,055,000 |
| Net interest income | 1,328,000 | 2,798,000 | 4,373,000 | 6,055,000 |
| Noninterest income | 79,000 | 167,000 | 243,000 | 311,000 |
| Noninterest expense | 849,000 | 1,703,000 | 2,616,000 | 3,566,000 |
| Provision for loan losses | 25,000 | 70,000 | 180,000 | 305,000 |
| Pretax income | 533,000 | 1,192,000 | 1,803,000 | 2,478,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 533,000 | 1,192,000 | 1,803,000 | 2,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,053,000 | 16,710,000 | 17,321,000 | 16,823,000 |
| Total capital | 17,732,000 | 18,395,000 | 19,129,000 | 18,714,000 |
| Risk-weighted assets | 137,788,000 | 149,750,000 | 146,813,000 | 168,080,000 |