Call reports 2022
COMMUNITY POINT BANK — 2022
What COMMUNITY POINT BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 159,968,000 | 163,076,000 | 153,974,000 | 160,131,000 |
| Total loans | 114,071,000 | 111,495,000 | 116,240,000 | 122,954,000 |
| Allowance for loan losses | 1,513,000 | 1,544,000 | 1,568,000 | 1,582,000 |
| Securities available for sale | 24,403,000 | 25,715,000 | 26,896,000 | 26,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,468,000 | 150,453,000 | 139,320,000 | 135,968,000 |
| Interest-bearing deposits | 124,591,000 | 125,658,000 | 115,155,000 | 113,515,000 |
| Noninterest-bearing deposits | 21,878,000 | 24,794,000 | 24,164,000 | 22,453,000 |
| Equity capital | 13,276,000 | 12,325,000 | 12,302,000 | 11,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,454,000 | 2,922,000 | 4,501,000 | 6,130,000 |
| Interest expense | 279,000 | 571,000 | 864,000 | 1,358,000 |
| Net interest income | 1,175,000 | 2,351,000 | 3,637,000 | 4,772,000 |
| Noninterest income | 84,000 | 165,000 | 247,000 | 322,000 |
| Noninterest expense | 714,000 | 1,438,000 | 2,211,000 | 2,991,000 |
| Provision for loan losses | 30,000 | 60,000 | 84,000 | 104,000 |
| Pretax income | 508,000 | 1,011,000 | 1,582,000 | 1,992,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 508,000 | 1,011,000 | 1,582,000 | 1,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,444,000 | 14,903,000 | 15,185,000 | 14,607,000 |
| Total capital | 15,852,000 | 16,364,000 | 16,753,000 | 16,178,000 |
| Risk-weighted assets | 112,561,000 | 116,832,000 | 126,930,000 | 125,674,000 |
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