Call reports 2021
COMMUNITY POINT BANK — 2021
What COMMUNITY POINT BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 154,523,000 | 155,097,000 | 152,696,000 | 155,736,000 |
| Total loans | 106,879,000 | 106,613,000 | 110,001,000 | 113,029,000 |
| Allowance for loan losses | 1,421,000 | 1,446,000 | 1,465,000 | 1,485,000 |
| Securities available for sale | 22,058,000 | 25,544,000 | 26,846,000 | 26,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,044,000 | 139,974,000 | 137,046,000 | 141,544,000 |
| Interest-bearing deposits | 121,334,000 | 119,486,000 | 117,669,000 | 120,615,000 |
| Noninterest-bearing deposits | 18,710,000 | 20,487,000 | 19,377,000 | 20,928,000 |
| Equity capital | 14,226,000 | 14,830,000 | 15,296,000 | 13,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,885,000 | 3,440,000 | 4,867,000 | 6,322,000 |
| Interest expense | 338,000 | 646,000 | 936,000 | 1,216,000 |
| Net interest income | 1,547,000 | 2,794,000 | 3,931,000 | 5,106,000 |
| Noninterest income | 97,000 | 162,000 | 254,000 | 386,000 |
| Noninterest expense | 692,000 | 1,403,000 | 2,123,000 | 2,854,000 |
| Provision for loan losses | 180,000 | 203,000 | 233,000 | 265,000 |
| Pretax income | 772,000 | 1,345,000 | 1,824,000 | 2,368,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 772,000 | 1,345,000 | 1,824,000 | 2,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,036,000 | 14,528,000 | 14,937,000 | 13,937,000 |
| Total capital | 15,360,000 | 15,885,000 | 16,288,000 | 15,382,000 |
| Risk-weighted assets | 105,790,000 | 108,487,000 | 107,970,000 | 115,529,000 |