Call reports 2020
COMMUNITY POINT BANK — 2020
What COMMUNITY POINT BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 140,735,000 | 145,082,000 | 149,370,000 | 149,429,000 |
| Total loans | 104,582,000 | 105,931,000 | 105,263,000 | 105,772,000 |
| Allowance for loan losses | 1,323,000 | 1,355,000 | 1,434,000 | 1,242,000 |
| Securities available for sale | 17,314,000 | 19,960,000 | 21,124,000 | 20,281,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,259,000 | 130,774,000 | 134,682,000 | 135,230,000 |
| Interest-bearing deposits | 113,306,000 | 116,700,000 | 118,993,000 | 118,550,000 |
| Noninterest-bearing deposits | 13,953,000 | 14,075,000 | 15,690,000 | 16,680,000 |
| Equity capital | 13,197,000 | 13,992,000 | 14,317,000 | 13,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,483,000 | 2,986,000 | 4,387,000 | 5,816,000 |
| Interest expense | 483,000 | 928,000 | 1,338,000 | 1,708,000 |
| Net interest income | 1,000,000 | 2,058,000 | 3,049,000 | 4,108,000 |
| Noninterest income | 58,000 | 118,000 | 257,000 | 338,000 |
| Noninterest expense | 629,000 | 1,279,000 | 1,974,000 | 2,628,000 |
| Provision for loan losses | 10,000 | 40,000 | 120,000 | 295,000 |
| Pretax income | 419,000 | 857,000 | 1,212,000 | 1,523,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 419,000 | 857,000 | 1,212,000 | 1,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,077,000 | 13,515,000 | 13,871,000 | 13,517,000 |
| Total capital | 14,348,000 | 14,803,000 | 15,175,000 | 14,759,000 |
| Risk-weighted assets | 101,611,000 | 102,952,000 | 104,172,000 | 105,753,000 |
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