Call reports 2019
COMMUNITY POINT BANK — 2019
What COMMUNITY POINT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 135,652,000 | 134,346,000 | 139,158,000 | 136,980,000 |
| Total loans | 103,951,000 | 107,955,000 | 108,396,000 | 105,823,000 |
| Allowance for loan losses | 1,269,000 | 1,282,000 | 1,308,000 | 1,314,000 |
| Securities available for sale | 15,217,000 | 15,957,000 | 16,108,000 | 17,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,168,000 | 121,311,000 | 125,638,000 | 123,810,000 |
| Interest-bearing deposits | 109,429,000 | 106,740,000 | 111,689,000 | 110,217,000 |
| Noninterest-bearing deposits | 13,739,000 | 14,571,000 | 13,950,000 | 13,593,000 |
| Equity capital | 12,211,000 | 12,716,000 | 13,133,000 | 12,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,344,000 | 2,791,000 | 4,267,000 | 5,766,000 |
| Interest expense | 438,000 | 898,000 | 1,383,000 | 1,885,000 |
| Net interest income | 906,000 | 1,893,000 | 2,884,000 | 3,881,000 |
| Noninterest income | 55,000 | 110,000 | 171,000 | 220,000 |
| Noninterest expense | 633,000 | 1,280,000 | 1,922,000 | 2,554,000 |
| Provision for loan losses | 17,000 | 31,000 | 56,000 | 58,000 |
| Pretax income | 311,000 | 692,000 | 1,077,000 | 1,491,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 311,000 | 692,000 | 1,077,000 | 1,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,220,000 | 12,551,000 | 12,936,000 | 12,712,000 |
| Total capital | 13,458,000 | 13,833,000 | 14,234,000 | 13,992,000 |
| Risk-weighted assets | 98,990,000 | 103,103,000 | 103,839,000 | 102,385,000 |