Call reports 2018
COMMUNITY POINT BANK — 2018
What COMMUNITY POINT BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 127,897,000 | 125,408,000 | 127,502,000 | 129,272,000 |
| Total loans | 100,329,000 | 101,537,000 | 104,208,000 | 104,637,000 |
| Allowance for loan losses | 1,207,000 | 1,224,000 | 1,241,000 | 1,250,000 |
| Securities available for sale | 17,060,000 | 16,116,000 | 15,413,000 | 14,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,159,000 | 113,500,000 | 111,010,000 | 114,527,000 |
| Interest-bearing deposits | 102,800,000 | 100,383,000 | 98,322,000 | 100,510,000 |
| Noninterest-bearing deposits | 13,359,000 | 13,118,000 | 12,688,000 | 14,016,000 |
| Equity capital | 11,469,000 | 11,601,000 | 11,933,000 | 11,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,400,000 | 3,669,000 | 4,989,000 |
| Interest expense | 319,000 | 634,000 | 966,000 | 1,355,000 |
| Net interest income | 883,000 | 1,766,000 | 2,703,000 | 3,634,000 |
| Noninterest income | 43,000 | 95,000 | 159,000 | 215,000 |
| Noninterest expense | 601,000 | 1,223,000 | 1,828,000 | 2,514,000 |
| Provision for loan losses | 27,000 | 42,000 | 61,000 | 69,000 |
| Pretax income | 298,000 | 596,000 | 973,000 | 1,266,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 298,000 | 596,000 | 973,000 | 1,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,560,000 | 11,762,000 | 12,140,000 | 11,909,000 |
| Total capital | 12,764,000 | 12,976,000 | 13,381,000 | 13,156,000 |
| Risk-weighted assets | 96,320,000 | 97,097,000 | 99,698,000 | 99,774,000 |