Call reports 2017
COMMUNITY POINT BANK — 2017
What COMMUNITY POINT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 124,749,000 | 126,747,000 | 127,559,000 | 132,134,000 |
| Total loans | 90,543,000 | 93,443,000 | 99,083,000 | 101,590,000 |
| Allowance for loan losses | 1,020,000 | 1,105,000 | 1,149,000 | 1,190,000 |
| Securities available for sale | 21,591,000 | 21,509,000 | 20,794,000 | 18,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,433,000 | 115,034,000 | 114,922,000 | 120,535,000 |
| Interest-bearing deposits | 98,230,000 | 98,955,000 | 101,862,000 | 104,708,000 |
| Noninterest-bearing deposits | 15,204,000 | 16,079,000 | 13,060,000 | 15,827,000 |
| Equity capital | 11,044,000 | 11,398,000 | 11,676,000 | 11,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,053,000 | 2,153,000 | 3,311,000 | 4,511,000 |
| Interest expense | 258,000 | 525,000 | 810,000 | 1,128,000 |
| Net interest income | 795,000 | 1,628,000 | 2,501,000 | 3,383,000 |
| Noninterest income | 39,000 | 97,000 | 152,000 | 207,000 |
| Noninterest expense | 598,000 | 1,194,000 | 1,822,000 | 2,433,000 |
| Provision for loan losses | 105,000 | 190,000 | 239,000 | 279,000 |
| Pretax income | 134,000 | 344,000 | 595,000 | 882,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 344,000 | 595,000 | 882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,014,000 | 11,224,000 | 11,477,000 | 11,263,000 |
| Total capital | 12,034,000 | 12,328,000 | 12,626,000 | 12,453,000 |
| Risk-weighted assets | 89,358,000 | 91,981,000 | 95,874,000 | 97,906,000 |