Call reports 2013
COMMUNITY POINT BANK — 2013
What COMMUNITY POINT BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 94,894,000 | 94,415,000 | 92,483,000 | 92,890,000 |
| Total loans | 52,147,000 | 52,443,000 | 54,265,000 | 56,532,000 |
| Allowance for loan losses | 729,000 | 737,000 | 736,000 | 743,000 |
| Securities available for sale | 34,390,000 | 33,339,000 | 31,042,000 | 27,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,445,000 | 84,215,000 | 82,565,000 | 81,407,000 |
| Interest-bearing deposits | 75,861,000 | 75,590,000 | 73,968,000 | 72,956,000 |
| Noninterest-bearing deposits | 8,584,000 | 8,624,000 | 8,597,000 | 8,450,000 |
| Equity capital | 10,228,000 | 9,932,000 | 9,612,000 | 9,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 772,000 | 1,549,000 | 2,324,000 | 3,179,000 |
| Interest expense | 215,000 | 428,000 | 630,000 | 832,000 |
| Net interest income | 557,000 | 1,121,000 | 1,694,000 | 2,347,000 |
| Noninterest income | 10,000 | 71,000 | 148,000 | 207,000 |
| Noninterest expense | 518,000 | 1,023,000 | 1,537,000 | 2,056,000 |
| Provision for loan losses | 15,000 | 30,000 | 35,000 | 45,000 |
| Pretax income | 119,000 | 228,000 | 367,000 | 575,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 119,000 | 228,000 | 367,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,653,000 | 9,762,000 | 9,900,000 | 9,902,000 |
| Total capital | 10,284,000 | 10,399,000 | 10,555,000 | 10,585,000 |
| Risk-weighted assets | 50,400,000 | 50,897,000 | 52,326,000 | 54,569,000 |
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