Call reports 2009
COMMUNITY POINT BANK — 2009
What COMMUNITY POINT BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 62,885,000 | 64,601,000 | 64,716,000 | 68,122,000 |
| Total loans | 36,680,000 | 36,693,000 | 40,526,000 | 41,628,000 |
| Allowance for loan losses | 445,000 | 425,000 | 441,000 | 486,000 |
| Securities available for sale | 18,970,000 | 21,119,000 | 20,387,000 | 20,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,110,000 | 55,466,000 | 54,952,000 | 58,936,000 |
| Interest-bearing deposits | 47,686,000 | 48,774,000 | 48,910,000 | 52,188,000 |
| Noninterest-bearing deposits | 6,424,000 | 6,693,000 | 6,042,000 | 6,748,000 |
| Equity capital | 8,562,000 | 8,886,000 | 9,465,000 | 9,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 849,000 | 1,734,000 | 2,643,000 | 3,554,000 |
| Interest expense | 308,000 | 619,000 | 916,000 | 1,186,000 |
| Net interest income | 541,000 | 1,115,000 | 1,727,000 | 2,368,000 |
| Noninterest income | 28,000 | 66,000 | 117,000 | 171,000 |
| Noninterest expense | 431,000 | 912,000 | 1,373,000 | 1,810,000 |
| Provision for loan losses | 21,000 | 54,000 | 93,000 | 132,000 |
| Pretax income | 174,000 | 394,000 | 634,000 | 921,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 174,000 | 394,000 | 634,000 | 921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,780,000 | 8,999,000 | 9,240,000 | 8,972,000 |
| Total capital | 9,225,000 | 9,424,000 | 9,681,000 | 9,458,000 |
| Risk-weighted assets | 35,911,000 | 37,459,000 | 40,290,000 | 41,738,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY POINT BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.