Call reports 2025
FIRST MID BANK & TRUST, NATIONAL ASSOCIATION — 2025
What FIRST MID BANK & TRUST, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 7,521,800,000 | 7,621,041,000 | 7,768,551,000 | 7,901,511,000 |
| Total loans | 5,698,858,000 | 5,766,999,000 | 5,824,038,000 | 6,011,374,000 |
| Allowance for loan losses | 70,051,000 | 71,160,000 | 72,925,000 | 74,875,000 |
| Securities available for sale | 1,037,404,000 | 1,075,258,000 | 1,088,995,000 | 1,075,636,000 |
| Securities held to maturity | 1,374,000 | 1,378,000 | 1,381,000 | 1,385,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,188,196,000 | 6,249,230,000 | 6,356,007,000 | 6,458,077,000 |
| Interest-bearing deposits | 4,735,790,000 | 4,868,753,000 | 4,839,299,000 | 5,002,739,000 |
| Noninterest-bearing deposits | 1,452,406,000 | 1,380,477,000 | 1,516,708,000 | 1,455,338,000 |
| Equity capital | 884,325,000 | 897,408,000 | 925,736,000 | 935,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 87,537,000 | 180,892,000 | 277,139,000 | 372,765,000 |
| Interest expense | 26,709,000 | 54,934,000 | 83,404,000 | 111,194,000 |
| Net interest income | 60,828,000 | 125,958,000 | 193,735,000 | 261,571,000 |
| Noninterest income | 12,481,000 | 25,973,000 | 40,703,000 | 51,862,000 |
| Noninterest expense | 45,835,000 | 92,963,000 | 142,260,000 | 189,210,000 |
| Provision for loan losses | 1,652,000 | 4,219,000 | 7,572,000 | 9,921,000 |
| Pretax income | 25,661,000 | 54,559,000 | 82,411,000 | 111,908,000 |
| Income tax | 5,347,000 | 11,739,000 | 17,897,000 | 24,121,000 |
| Net income | 20,314,000 | 42,820,000 | 64,514,000 | 87,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 814,100,000 | 824,236,000 | 833,519,000 | 835,826,000 |
| Total capital | 883,533,000 | 894,817,000 | 905,926,000 | 910,047,000 |
| Risk-weighted assets | 6,060,165,000 | 6,125,539,000 | 6,156,156,000 | 6,288,400,000 |