Call reports 2025
SUNDANCE STATE BANK — 2025
What SUNDANCE STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 267,386,000 | 291,681,000 | 273,489,000 | 297,613,000 |
| Total loans | 160,331,000 | 167,865,000 | 165,909,000 | 162,006,000 |
| Allowance for loan losses | 2,889,000 | 2,843,000 | 2,896,000 | 2,801,000 |
| Securities available for sale | 62,983,000 | 61,340,000 | 66,509,000 | 77,682,000 |
| Securities held to maturity | 500,000 | 500,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,353,000 | 254,309,000 | 234,025,000 | 259,956,000 |
| Interest-bearing deposits | 187,481,000 | 207,124,000 | 188,368,000 | 203,441,000 |
| Noninterest-bearing deposits | 43,872,000 | 47,185,000 | 45,657,000 | 56,515,000 |
| Equity capital | 27,004,000 | 28,464,000 | 30,436,000 | 28,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,467,000 | 7,130,000 | 10,843,000 | 14,699,000 |
| Interest expense | 1,220,000 | 2,426,000 | 3,641,000 | 4,829,000 |
| Net interest income | 2,247,000 | 4,704,000 | 7,202,000 | 9,870,000 |
| Noninterest income | 156,000 | 333,000 | 537,000 | 750,000 |
| Noninterest expense | 1,138,000 | 2,343,000 | 3,726,000 | 6,437,000 |
| Provision for loan losses | -75,000 | -121,000 | -89,000 | -88,000 |
| Pretax income | 1,265,000 | 2,694,000 | 4,013,000 | 4,159,000 |
| Income tax | 240,000 | 515,000 | 780,000 | 825,000 |
| Net income | 1,025,000 | 2,179,000 | 3,233,000 | 3,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,533,000 | 31,687,000 | 32,741,000 | 30,842,000 |
| Total capital | 32,924,000 | 34,218,000 | 35,217,000 | 33,328,000 |
| Risk-weighted assets | 190,514,000 | 201,810,000 | 197,387,000 | 198,284,000 |