Call reports 2022
SUNDANCE STATE BANK — 2022
What SUNDANCE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 236,552,000 | 245,475,000 | 249,920,000 | 271,785,000 |
| Total loans | 141,785,000 | 148,736,000 | 158,121,000 | 158,064,000 |
| Allowance for loan losses | 2,579,000 | 2,636,000 | 2,779,000 | 2,816,000 |
| Securities available for sale | 81,609,000 | 80,680,000 | 76,062,000 | 73,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,460,000 | 224,464,000 | 223,240,000 | 251,529,000 |
| Interest-bearing deposits | 164,836,000 | 176,814,000 | 174,644,000 | 200,137,000 |
| Noninterest-bearing deposits | 45,624,000 | 47,650,000 | 48,596,000 | 51,392,000 |
| Equity capital | 22,435,000 | 20,675,000 | 19,703,000 | 20,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,212,000 | 4,519,000 | 7,019,000 | 9,675,000 |
| Interest expense | 221,000 | 448,000 | 801,000 | 1,283,000 |
| Net interest income | 1,991,000 | 4,071,000 | 6,218,000 | 8,392,000 |
| Noninterest income | 131,000 | 265,000 | 428,000 | 564,000 |
| Noninterest expense | 983,000 | 2,026,000 | 3,141,000 | 4,540,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,058,000 | 2,140,000 | 3,232,000 | 4,046,000 |
| Income tax | 190,000 | 390,000 | 590,000 | 706,000 |
| Net income | 868,000 | 1,750,000 | 2,642,000 | 3,340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,942,000 | 25,825,000 | 26,717,000 | 26,166,000 |
| Total capital | 27,521,000 | 28,461,000 | 29,496,000 | 28,553,000 |
| Risk-weighted assets | 206,696,000 | 216,753,000 | 224,693,000 | 190,610,000 |