Call reports 2021
SUNDANCE STATE BANK — 2021
What SUNDANCE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 224,470,000 | 236,951,000 | 231,495,000 | 248,122,000 |
| Total loans | 121,385,000 | 134,702,000 | 135,953,000 | 130,352,000 |
| Allowance for loan losses | 2,392,000 | 2,462,000 | 2,493,000 | 2,479,000 |
| Securities available for sale | 82,558,000 | 81,926,000 | 81,716,000 | 86,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,813,000 | 211,316,000 | 204,781,000 | 222,921,000 |
| Interest-bearing deposits | 158,006,000 | 165,177,000 | 160,039,000 | 174,100,000 |
| Noninterest-bearing deposits | 41,807,000 | 46,139,000 | 44,742,000 | 48,821,000 |
| Equity capital | 24,287,000 | 25,254,000 | 26,183,000 | 25,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,063,000 | 4,061,000 | 6,505,000 | 8,688,000 |
| Interest expense | 236,000 | 470,000 | 703,000 | 941,000 |
| Net interest income | 1,827,000 | 3,591,000 | 5,802,000 | 7,747,000 |
| Noninterest income | 128,000 | 254,000 | 386,000 | 471,000 |
| Noninterest expense | 960,000 | 1,905,000 | 2,935,000 | 4,177,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 330,000 |
| Pretax income | 990,000 | 1,845,000 | 3,068,000 | 3,796,000 |
| Income tax | 175,000 | 325,000 | 540,000 | 664,000 |
| Net income | 815,000 | 1,520,000 | 2,528,000 | 3,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,010,000 | 23,714,000 | 24,722,000 | 24,076,000 |
| Total capital | 25,214,000 | 26,011,000 | 26,848,000 | 26,517,000 |
| Risk-weighted assets | 176,162,000 | 183,614,000 | 169,755,000 | 195,287,000 |