Call reports 2019
SUNDANCE STATE BANK — 2019
What SUNDANCE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 185,262,000 | 183,937,000 | 193,301,000 | 193,656,000 |
| Total loans | 113,808,000 | 116,192,000 | 117,358,000 | 113,619,000 |
| Allowance for loan losses | 1,735,000 | 1,759,000 | 1,801,000 | 1,831,000 |
| Securities available for sale | 55,574,000 | 49,816,000 | 52,182,000 | 59,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,325,000 | 161,854,000 | 170,242,000 | 171,802,000 |
| Interest-bearing deposits | 132,809,000 | 131,183,000 | 137,090,000 | 137,777,000 |
| Noninterest-bearing deposits | 31,516,000 | 30,671,000 | 33,152,000 | 34,025,000 |
| Equity capital | 20,633,000 | 21,751,000 | 22,623,000 | 21,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,997,000 | 4,008,000 | 6,078,000 | 8,135,000 |
| Interest expense | 299,000 | 631,000 | 976,000 | 1,331,000 |
| Net interest income | 1,698,000 | 3,377,000 | 5,102,000 | 6,804,000 |
| Noninterest income | 112,000 | 226,000 | 337,000 | 463,000 |
| Noninterest expense | 1,017,000 | 1,912,000 | 2,804,000 | 3,909,000 |
| Provision for loan losses | 160,000 | 340,000 | 560,000 | 860,000 |
| Pretax income | 640,000 | 1,371,000 | 2,095,000 | 2,525,000 |
| Income tax | 95,000 | 220,000 | 335,000 | 395,000 |
| Net income | 545,000 | 1,151,000 | 1,760,000 | 2,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,315,000 | 20,921,000 | 21,529,000 | 20,800,000 |
| Total capital | 22,012,000 | 22,631,000 | 23,288,000 | 22,523,000 |
| Risk-weighted assets | 135,773,000 | 136,807,000 | 140,711,000 | 137,753,000 |