Call reports 2018
SUNDANCE STATE BANK — 2018
What SUNDANCE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 177,645,000 | 177,205,000 | 181,146,000 | 190,698,000 |
| Total loans | 112,662,000 | 117,685,000 | 116,023,000 | 111,908,000 |
| Allowance for loan losses | 1,720,000 | 1,819,000 | 1,873,000 | 1,711,000 |
| Securities available for sale | 52,392,000 | 47,594,000 | 44,581,000 | 56,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,762,000 | 157,760,000 | 161,343,000 | 171,065,000 |
| Interest-bearing deposits | 129,191,000 | 128,015,000 | 129,140,000 | 138,145,000 |
| Noninterest-bearing deposits | 29,571,000 | 29,745,000 | 32,203,000 | 32,920,000 |
| Equity capital | 18,661,000 | 19,189,000 | 19,530,000 | 19,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,777,000 | 3,603,000 | 5,488,000 | 7,452,000 |
| Interest expense | 198,000 | 426,000 | 680,000 | 937,000 |
| Net interest income | 1,579,000 | 3,177,000 | 4,808,000 | 6,515,000 |
| Noninterest income | 122,000 | 244,000 | 373,000 | 484,000 |
| Noninterest expense | 1,042,000 | 1,902,000 | 2,905,000 | 3,959,000 |
| Provision for loan losses | 120,000 | 310,000 | 510,000 | 510,000 |
| Pretax income | 539,000 | 1,206,000 | 1,769,000 | 2,533,000 |
| Income tax | 78,000 | 198,000 | 330,000 | 431,000 |
| Net income | 461,000 | 1,008,000 | 1,439,000 | 2,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,234,000 | 19,782,000 | 20,207,000 | 19,770,000 |
| Total capital | 20,883,000 | 21,581,000 | 21,896,000 | 21,459,000 |
| Risk-weighted assets | 131,850,000 | 143,961,000 | 135,003,000 | 135,165,000 |