Call reports 2017
SUNDANCE STATE BANK — 2017
What SUNDANCE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 181,622,000 | 181,433,000 | 185,638,000 | 182,646,000 |
| Total loans | 111,618,000 | 112,365,000 | 114,341,000 | 108,473,000 |
| Allowance for loan losses | 1,656,000 | 1,635,000 | 1,626,000 | 1,656,000 |
| Securities available for sale | 51,040,000 | 48,721,000 | 48,133,000 | 53,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,110,000 | 162,241,000 | 165,937,000 | 163,986,000 |
| Interest-bearing deposits | 134,800,000 | 133,860,000 | 137,894,000 | 130,929,000 |
| Noninterest-bearing deposits | 28,310,000 | 28,381,000 | 28,043,000 | 33,057,000 |
| Equity capital | 18,258,000 | 18,965,000 | 19,386,000 | 18,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,757,000 | 3,597,000 | 5,431,000 | 7,277,000 |
| Interest expense | 170,000 | 343,000 | 512,000 | 703,000 |
| Net interest income | 1,587,000 | 3,254,000 | 4,919,000 | 6,574,000 |
| Noninterest income | 94,000 | 187,000 | 306,000 | 413,000 |
| Noninterest expense | 985,000 | 1,840,000 | 2,800,000 | 3,877,000 |
| Provision for loan losses | 230,000 | 380,000 | 530,000 | 630,000 |
| Pretax income | 487,000 | 1,242,000 | 1,916,000 | 2,492,000 |
| Income tax | 139,000 | 353,000 | 555,000 | 816,000 |
| Net income | 348,000 | 889,000 | 1,361,000 | 1,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,239,000 | 18,780,000 | 19,252,000 | 18,767,000 |
| Total capital | 19,868,000 | 20,408,000 | 20,878,000 | 20,380,000 |
| Risk-weighted assets | 130,341,000 | 130,291,000 | 133,811,000 | 129,008,000 |