Call reports 2016
SUNDANCE STATE BANK — 2016
What SUNDANCE STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 182,688,000 | 180,746,000 | 179,404,000 | 181,420,000 |
| Total loans | 99,785,000 | 104,255,000 | 107,541,000 | 110,637,000 |
| Allowance for loan losses | 1,513,000 | 1,621,000 | 1,690,000 | 1,525,000 |
| Securities available for sale | 71,777,000 | 67,431,000 | 61,195,000 | 56,854,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,607,000 | 158,152,000 | 155,240,000 | 163,537,000 |
| Interest-bearing deposits | 135,197,000 | 129,477,000 | 127,088,000 | 133,531,000 |
| Noninterest-bearing deposits | 29,410,000 | 28,675,000 | 28,152,000 | 30,006,000 |
| Equity capital | 17,725,000 | 18,578,000 | 18,776,000 | 17,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,754,000 | 3,564,000 | 5,426,000 | 7,208,000 |
| Interest expense | 195,000 | 377,000 | 565,000 | 740,000 |
| Net interest income | 1,559,000 | 3,187,000 | 4,861,000 | 6,468,000 |
| Noninterest income | 97,000 | 189,000 | 279,000 | 359,000 |
| Noninterest expense | 996,000 | 1,883,000 | 2,799,000 | 3,829,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 480,000 |
| Pretax income | 573,000 | 1,313,000 | 2,075,000 | 2,521,000 |
| Income tax | 155,000 | 385,000 | 620,000 | 703,000 |
| Net income | 418,000 | 928,000 | 1,455,000 | 1,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,166,000 | 17,676,000 | 18,203,000 | 17,891,000 |
| Total capital | 18,670,000 | 19,225,000 | 19,786,000 | 19,416,000 |
| Risk-weighted assets | 120,386,000 | 123,909,000 | 126,560,000 | 129,565,000 |