Call reports 2015
SUNDANCE STATE BANK — 2015
What SUNDANCE STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 180,674,000 | 174,352,000 | 179,008,000 | 185,891,000 |
| Total loans | 88,641,000 | 94,643,000 | 99,121,000 | 96,030,000 |
| Allowance for loan losses | 1,565,000 | 1,552,000 | 1,593,000 | 1,444,000 |
| Securities available for sale | 75,006,000 | 68,869,000 | 67,316,000 | 75,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,612,000 | 157,346,000 | 160,942,000 | 168,860,000 |
| Interest-bearing deposits | 134,090,000 | 130,781,000 | 129,216,000 | 137,258,000 |
| Noninterest-bearing deposits | 29,522,000 | 26,565,000 | 31,726,000 | 31,602,000 |
| Equity capital | 16,743,000 | 16,756,000 | 17,636,000 | 16,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,560,000 | 3,200,000 | 4,936,000 | 6,637,000 |
| Interest expense | 230,000 | 451,000 | 661,000 | 857,000 |
| Net interest income | 1,330,000 | 2,749,000 | 4,275,000 | 5,780,000 |
| Noninterest income | 122,000 | 242,000 | 366,000 | 482,000 |
| Noninterest expense | 903,000 | 1,669,000 | 2,566,000 | 3,496,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 489,000 | 1,202,000 | 1,853,000 | 2,463,000 |
| Income tax | 131,000 | 347,000 | 542,000 | 689,000 |
| Net income | 358,000 | 855,000 | 1,311,000 | 1,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,986,000 | 16,483,000 | 16,938,000 | 16,747,000 |
| Total capital | 17,331,000 | 17,886,000 | 18,410,000 | 18,191,000 |
| Risk-weighted assets | 107,413,000 | 112,144,000 | 117,647,000 | 116,168,000 |