Call reports 2025
COMMUNITY NATIONAL BANK & TRUST — 2025
What COMMUNITY NATIONAL BANK & TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,279,181,000 | 2,258,424,000 | 2,389,341,000 | 2,459,535,000 |
| Total loans | 1,508,968,000 | 1,528,574,000 | 1,601,571,000 | 1,644,702,000 |
| Allowance for loan losses | 17,490,000 | 17,972,000 | 19,016,000 | 19,496,000 |
| Securities available for sale | 473,429,000 | 468,680,000 | 485,391,000 | 470,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,972,018,000 | 1,994,486,000 | 2,077,549,000 | 2,146,765,000 |
| Interest-bearing deposits | 1,639,765,000 | 1,642,632,000 | 1,712,713,000 | 1,774,630,000 |
| Noninterest-bearing deposits | 332,253,000 | 351,854,000 | 364,836,000 | 372,135,000 |
| Equity capital | 179,017,000 | 178,211,000 | 207,444,000 | 213,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 29,871,000 | 61,119,000 | 94,516,000 | 128,660,000 |
| Interest expense | 11,954,000 | 23,575,000 | 35,718,000 | 47,203,000 |
| Net interest income | 17,917,000 | 37,544,000 | 58,798,000 | 81,457,000 |
| Noninterest income | 3,952,000 | 8,148,000 | 14,150,000 | 18,380,000 |
| Noninterest expense | 15,747,000 | 31,938,000 | 49,259,000 | 66,182,000 |
| Provision for loan losses | 2,800,000 | 3,300,000 | 4,462,000 | 5,362,000 |
| Pretax income | 3,322,000 | 10,404,000 | 19,077,000 | 27,993,000 |
| Income tax | 678,000 | 2,263,000 | 3,768,000 | 5,737,000 |
| Net income | 2,644,000 | 8,141,000 | 15,309,000 | 22,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 197,199,000 | 192,789,000 | 213,000,000 | 216,015,000 |
| Total capital | 214,954,000 | 211,076,000 | 232,431,000 | 236,076,000 |
| Risk-weighted assets | 1,621,613,000 | 1,579,283,000 | 1,710,463,000 | 1,684,913,000 |