Call reports 2024
COMMUNITY NATIONAL BANK & TRUST — 2024
What COMMUNITY NATIONAL BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,180,980,000 | 2,207,603,000 | 2,239,125,000 | 2,233,211,000 |
| Total loans | 1,396,056,000 | 1,445,329,000 | 1,459,755,000 | 1,499,913,000 |
| Allowance for loan losses | 15,883,000 | 16,222,000 | 16,351,000 | 17,015,000 |
| Securities available for sale | 496,835,000 | 490,552,000 | 490,568,000 | 469,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,891,146,000 | 1,911,020,000 | 1,921,774,000 | 1,930,155,000 |
| Interest-bearing deposits | 1,560,430,000 | 1,593,556,000 | 1,601,185,000 | 1,622,427,000 |
| Noninterest-bearing deposits | 330,716,000 | 317,464,000 | 320,589,000 | 307,728,000 |
| Equity capital | 158,293,000 | 163,889,000 | 179,327,000 | 174,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 27,007,000 | 55,124,000 | 85,019,000 | 115,356,000 |
| Interest expense | 11,602,000 | 23,759,000 | 37,022,000 | 49,709,000 |
| Net interest income | 15,405,000 | 31,365,000 | 47,997,000 | 65,647,000 |
| Noninterest income | 3,528,000 | 7,450,000 | 11,760,000 | 15,762,000 |
| Noninterest expense | 14,753,000 | 29,486,000 | 45,169,000 | 60,399,000 |
| Provision for loan losses | 200,000 | 600,000 | 1,100,000 | 1,765,000 |
| Pretax income | 3,980,000 | 8,719,000 | 13,468,000 | 19,190,000 |
| Income tax | 866,000 | 1,904,000 | 2,948,000 | 3,977,000 |
| Net income | 3,114,000 | 6,815,000 | 10,520,000 | 15,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 186,583,000 | 190,376,000 | 193,675,000 | 196,962,000 |
| Total capital | 202,676,000 | 206,818,000 | 210,256,000 | 214,242,000 |
| Risk-weighted assets | 1,508,608,000 | 1,556,292,000 | 1,577,937,000 | 1,716,956,000 |