Call reports 2022
COMMUNITY NATIONAL BANK & TRUST — 2022
What COMMUNITY NATIONAL BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,918,659,000 | 1,873,737,000 | 1,919,047,000 | 1,942,679,000 |
| Total loans | 1,038,221,000 | 1,084,920,000 | 1,170,406,000 | 1,212,849,000 |
| Allowance for loan losses | 13,138,000 | 13,722,000 | 13,829,000 | 14,345,000 |
| Securities available for sale | 590,863,000 | 575,154,000 | 544,796,000 | 542,338,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,659,544,000 | 1,632,957,000 | 1,684,300,000 | 1,692,931,000 |
| Interest-bearing deposits | 1,297,096,000 | 1,280,522,000 | 1,320,010,000 | 1,339,682,000 |
| Noninterest-bearing deposits | 362,447,000 | 352,435,000 | 364,289,000 | 353,248,000 |
| Equity capital | 149,302,000 | 137,604,000 | 125,892,000 | 135,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 15,166,000 | 31,173,000 | 48,508,000 | 67,541,000 |
| Interest expense | 1,436,000 | 2,886,000 | 4,724,000 | 8,000,000 |
| Net interest income | 13,730,000 | 28,287,000 | 43,784,000 | 59,541,000 |
| Noninterest income | 3,388,000 | 7,599,000 | 11,004,000 | 14,154,000 |
| Noninterest expense | 12,046,000 | 24,301,000 | 37,383,000 | 50,607,000 |
| Provision for loan losses | 0 | 600,000 | 1,000,000 | 1,550,000 |
| Pretax income | 5,072,000 | 10,985,000 | 16,405,000 | 21,538,000 |
| Income tax | 1,104,000 | 2,415,000 | 3,609,000 | 4,394,000 |
| Net income | 3,968,000 | 8,570,000 | 12,796,000 | 17,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,407,000 | 167,063,000 | 167,491,000 | 171,916,000 |
| Total capital | 175,545,000 | 180,785,000 | 181,320,000 | 186,261,000 |
| Risk-weighted assets | 1,239,333,000 | 1,294,029,000 | 1,388,617,000 | 1,398,921,000 |