Call reports 2021
COMMUNITY NATIONAL BANK & TRUST — 2021
What COMMUNITY NATIONAL BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,831,346,000 | 1,806,902,000 | 1,839,613,000 | 1,912,044,000 |
| Total loans | 1,065,825,000 | 1,051,973,000 | 1,031,167,000 | 1,056,913,000 |
| Allowance for loan losses | 12,497,000 | 12,627,000 | 12,872,000 | 13,136,000 |
| Securities available for sale | 426,085,000 | 498,912,000 | 526,256,000 | 559,403,000 |
| Securities held to maturity | 465,000 | 465,000 | 465,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,565,237,000 | 1,542,027,000 | 1,565,360,000 | 1,633,301,000 |
| Interest-bearing deposits | 1,234,791,000 | 1,230,223,000 | 1,229,777,000 | 1,265,086,000 |
| Noninterest-bearing deposits | 330,446,000 | 311,804,000 | 335,582,000 | 368,215,000 |
| Equity capital | 157,504,000 | 165,838,000 | 169,407,000 | 172,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 15,952,000 | 32,315,000 | 49,809,000 | 66,119,000 |
| Interest expense | 1,920,000 | 3,637,000 | 5,216,000 | 6,735,000 |
| Net interest income | 14,032,000 | 28,678,000 | 44,593,000 | 59,384,000 |
| Noninterest income | 3,375,000 | 6,801,000 | 10,737,000 | 14,644,000 |
| Noninterest expense | 12,226,000 | 24,450,000 | 37,732,000 | 50,671,000 |
| Provision for loan losses | 100,000 | 250,000 | 500,000 | 1,100,000 |
| Pretax income | 5,418,000 | 11,411,000 | 18,084,000 | 23,406,000 |
| Income tax | 1,212,000 | 2,517,000 | 4,049,000 | 5,019,000 |
| Net income | 4,206,000 | 8,894,000 | 14,035,000 | 18,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,326,000 | 147,067,000 | 151,261,000 | 158,179,000 |
| Total capital | 152,823,000 | 159,694,000 | 164,133,000 | 171,315,000 |
| Risk-weighted assets | 1,141,619,000 | 1,192,136,000 | 1,191,500,000 | 1,240,743,000 |