Call reports 2020
COMMUNITY NATIONAL BANK & TRUST — 2020
What COMMUNITY NATIONAL BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,358,386,000 | 1,479,506,000 | 1,614,056,000 | 1,717,718,000 |
| Total loans | 895,718,000 | 994,143,000 | 1,086,547,000 | 1,077,275,000 |
| Allowance for loan losses | 11,055,000 | 11,908,000 | 12,300,000 | 12,503,000 |
| Securities available for sale | 246,501,000 | 255,065,000 | 289,419,000 | 325,290,000 |
| Securities held to maturity | 1,971,000 | 1,613,000 | 1,366,000 | 465,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,143,785,000 | 1,253,346,000 | 1,367,896,000 | 1,458,469,000 |
| Interest-bearing deposits | 947,310,000 | 1,003,004,000 | 1,105,332,000 | 1,170,627,000 |
| Noninterest-bearing deposits | 196,475,000 | 250,342,000 | 262,564,000 | 287,842,000 |
| Equity capital | 130,655,000 | 135,844,000 | 149,750,000 | 155,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 14,271,000 | 28,453,000 | 43,151,000 | 59,065,000 |
| Interest expense | 3,197,000 | 5,648,000 | 7,868,000 | 9,981,000 |
| Net interest income | 11,074,000 | 22,805,000 | 35,283,000 | 49,084,000 |
| Noninterest income | 3,111,000 | 6,176,000 | 9,616,000 | 12,019,000 |
| Noninterest expense | 10,780,000 | 21,638,000 | 33,220,000 | 45,703,000 |
| Provision for loan losses | 340,000 | 1,290,000 | 1,865,000 | 2,365,000 |
| Pretax income | 3,200,000 | 6,653,000 | 10,837,000 | 14,642,000 |
| Income tax | 679,000 | 1,394,000 | 2,286,000 | 3,062,000 |
| Net income | 2,521,000 | 5,259,000 | 8,551,000 | 11,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,186,000 | 116,975,000 | 125,828,000 | 131,912,000 |
| Total capital | 125,241,000 | 128,883,000 | 138,128,000 | 144,415,000 |
| Risk-weighted assets | 996,856,000 | 1,004,877,000 | 1,088,143,000 | 1,123,512,000 |