Call reports 2016
COMMUNITY NATIONAL BANK & TRUST — 2016
What COMMUNITY NATIONAL BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 972,910,000 | 967,978,000 | 970,723,000 | 961,241,000 |
| Total loans | 657,822,000 | 665,432,000 | 672,507,000 | 680,983,000 |
| Allowance for loan losses | 8,520,000 | 8,655,000 | 8,756,000 | 8,826,000 |
| Securities available for sale | 155,119,000 | 157,374,000 | 155,295,000 | 147,019,000 |
| Securities held to maturity | 8,656,000 | 7,782,000 | 6,922,000 | 6,606,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 797,033,000 | 787,256,000 | 798,384,000 | 811,356,000 |
| Interest-bearing deposits | 652,777,000 | 656,946,000 | 655,758,000 | 667,288,000 |
| Noninterest-bearing deposits | 144,256,000 | 130,310,000 | 142,626,000 | 144,068,000 |
| Equity capital | 87,829,000 | 89,906,000 | 91,645,000 | 90,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,090,000 | 18,432,000 | 27,884,000 | 37,394,000 |
| Interest expense | 1,199,000 | 2,479,000 | 3,781,000 | 4,975,000 |
| Net interest income | 7,891,000 | 15,953,000 | 24,103,000 | 32,419,000 |
| Noninterest income | 2,247,000 | 4,329,000 | 6,493,000 | 8,662,000 |
| Noninterest expense | 7,297,000 | 14,545,000 | 21,974,000 | 29,280,000 |
| Provision for loan losses | 233,000 | 358,000 | 483,000 | 638,000 |
| Pretax income | 3,007,000 | 5,778,000 | 8,700,000 | 11,724,000 |
| Income tax | 919,000 | 1,755,000 | 2,637,000 | 3,572,000 |
| Net income | 2,088,000 | 4,023,000 | 6,063,000 | 8,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,878,000 | 80,229,000 | 82,155,000 | 83,158,000 |
| Total capital | 87,398,000 | 88,884,000 | 90,911,000 | 91,984,000 |
| Risk-weighted assets | 748,651,000 | 761,703,000 | 770,198,000 | 759,217,000 |