Call reports 2021
TEXAS CITIZENS BANK, NATIONAL ASSOCIATION — 2021
What TEXAS CITIZENS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 546,785,000 | 537,565,000 | 515,105,000 | 545,846,000 |
| Total loans | 433,293,000 | 404,906,000 | 365,134,000 | 358,504,000 |
| Allowance for loan losses | 6,704,000 | 6,304,000 | 6,404,000 | 6,488,000 |
| Securities available for sale | 719,000 | 579,000 | 502,000 | 424,000 |
| Securities held to maturity | 6,500,000 | 6,500,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,697,000 | 453,696,000 | 452,383,000 | 482,814,000 |
| Interest-bearing deposits | 248,985,000 | 251,302,000 | 250,367,000 | 286,789,000 |
| Noninterest-bearing deposits | 200,712,000 | 202,394,000 | 202,016,000 | 196,025,000 |
| Equity capital | 55,355,000 | 56,764,000 | 57,399,000 | 56,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,226,000 | 10,273,000 | 15,667,000 | 20,399,000 |
| Interest expense | 416,000 | 757,000 | 1,025,000 | 1,244,000 |
| Net interest income | 4,810,000 | 9,516,000 | 14,642,000 | 19,155,000 |
| Noninterest income | 480,000 | 1,192,000 | 1,560,000 | 2,079,000 |
| Noninterest expense | 4,557,000 | 8,887,000 | 13,548,000 | 17,848,000 |
| Provision for loan losses | -350,000 | -820,000 | -820,000 | -820,000 |
| Pretax income | 1,204,000 | 2,974,000 | 4,202,000 | 4,918,000 |
| Income tax | 236,000 | 594,000 | 838,000 | 981,000 |
| Net income | 968,000 | 2,380,000 | 3,364,000 | 3,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,351,000 | 56,763,000 | 57,396,000 | 56,726,000 |
| Total capital | 60,101,000 | 61,588,000 | 62,008,000 | 61,394,000 |
| Risk-weighted assets | 378,083,000 | 384,550,000 | 367,116,000 | 371,639,000 |