Call reports 2018
TEXAS CITIZENS BANK, NATIONAL ASSOCIATION — 2018
What TEXAS CITIZENS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 493,120,000 | 530,580,000 | 542,069,000 | 556,035,000 |
| Total loans | 430,292,000 | 457,788,000 | 463,219,000 | 458,403,000 |
| Allowance for loan losses | 5,440,000 | 5,812,000 | 6,653,000 | 7,510,000 |
| Securities available for sale | 8,388,000 | 5,310,000 | 6,371,000 | 1,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,899,000 | 408,431,000 | 427,463,000 | 440,593,000 |
| Interest-bearing deposits | 233,769,000 | 235,974,000 | 260,594,000 | 250,776,000 |
| Noninterest-bearing deposits | 151,130,000 | 172,457,000 | 166,869,000 | 189,817,000 |
| Equity capital | 42,761,000 | 47,121,000 | 47,800,000 | 48,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,021,000 | 13,079,000 | 20,446,000 | 27,865,000 |
| Interest expense | 642,000 | 1,546,000 | 2,782,000 | 4,155,000 |
| Net interest income | 5,379,000 | 11,533,000 | 17,664,000 | 23,710,000 |
| Noninterest income | 620,000 | 1,550,000 | 2,087,000 | 2,313,000 |
| Noninterest expense | 4,325,000 | 9,189,000 | 13,789,000 | 18,909,000 |
| Provision for loan losses | 3,420,000 | 3,938,000 | 5,168,000 | 6,533,000 |
| Pretax income | -1,746,000 | -44,000 | 794,000 | 581,000 |
| Income tax | -371,000 | -24,000 | 142,000 | 91,000 |
| Net income | -1,375,000 | -20,000 | 652,000 | 490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,792,000 | 47,146,000 | 47,819,000 | 48,656,000 |
| Total capital | 48,232,000 | 52,958,000 | 54,094,000 | 54,737,000 |
| Risk-weighted assets | 472,860,000 | 504,707,000 | 502,068,000 | 486,442,000 |