Call reports 2017
TEXAS CITIZENS BANK, NATIONAL ASSOCIATION — 2017
What TEXAS CITIZENS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 412,477,000 | 427,969,000 | 437,551,000 | 458,992,000 |
| Total loans | 338,773,000 | 358,743,000 | 377,579,000 | 397,178,000 |
| Allowance for loan losses | 5,018,000 | 4,503,000 | 4,909,000 | 5,264,000 |
| Securities available for sale | 9,915,000 | 9,895,000 | 8,865,000 | 8,583,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,700,000 | 349,413,000 | 359,348,000 | 379,477,000 |
| Interest-bearing deposits | 201,724,000 | 213,053,000 | 218,204,000 | 224,958,000 |
| Noninterest-bearing deposits | 133,976,000 | 136,360,000 | 141,144,000 | 154,519,000 |
| Equity capital | 41,011,000 | 41,561,000 | 41,448,000 | 41,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,908,000 | 10,156,000 | 15,672,000 | 21,618,000 |
| Interest expense | 330,000 | 714,000 | 1,147,000 | 1,625,000 |
| Net interest income | 4,578,000 | 9,442,000 | 14,525,000 | 19,993,000 |
| Noninterest income | 363,000 | 825,000 | 1,387,000 | 2,127,000 |
| Noninterest expense | 4,015,000 | 8,204,000 | 13,769,000 | 18,197,000 |
| Provision for loan losses | 863,000 | 1,177,000 | 1,515,000 | 1,841,000 |
| Pretax income | 63,000 | 886,000 | 628,000 | 2,082,000 |
| Income tax | 14,000 | 287,000 | 141,000 | 1,896,000 |
| Net income | 49,000 | 599,000 | 487,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,023,000 | 41,573,000 | 41,462,000 | 41,167,000 |
| Total capital | 45,646,000 | 46,076,000 | 46,371,000 | 46,431,000 |
| Risk-weighted assets | 369,479,000 | 385,607,000 | 411,398,000 | 436,362,000 |