Call reports 2025
COMMUNITY STATE BANK — 2025
What COMMUNITY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 367,974,000 | 372,680,000 | 378,835,000 | 387,961,000 |
| Total loans | 264,052,000 | 262,356,000 | 261,091,000 | 281,593,000 |
| Allowance for loan losses | 3,910,000 | 4,055,000 | 4,084,000 | 4,205,000 |
| Securities available for sale | 16,778,000 | 16,838,000 | 16,915,000 | 16,879,000 |
| Securities held to maturity | 71,980,000 | 72,161,000 | 71,559,000 | 70,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,379,000 | 331,749,000 | 337,156,000 | 346,153,000 |
| Interest-bearing deposits | 269,111,000 | 274,403,000 | 281,176,000 | 289,622,000 |
| Noninterest-bearing deposits | 58,268,000 | 57,346,000 | 55,980,000 | 56,531,000 |
| Equity capital | 38,083,000 | 38,933,000 | 39,901,000 | 40,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,015,000 | 10,259,000 | 15,588,000 | 20,553,000 |
| Interest expense | 1,799,000 | 3,621,000 | 5,442,000 | 7,254,000 |
| Net interest income | 3,216,000 | 6,638,000 | 10,146,000 | 13,299,000 |
| Noninterest income | 162,000 | 322,000 | 492,000 | 653,000 |
| Noninterest expense | 1,930,000 | 3,840,000 | 5,862,000 | 8,112,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,373,000 | 2,970,000 | 4,551,000 | 5,540,000 |
| Income tax | 75,000 | 150,000 | 225,000 | 300,000 |
| Net income | 1,298,000 | 2,820,000 | 4,326,000 | 5,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,695,000 | 37,558,000 | 38,253,000 | 38,542,000 |