Call reports 2024
COMMUNITY STATE BANK — 2024
What COMMUNITY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 352,545,000 | 357,860,000 | 367,711,000 | 367,754,000 |
| Total loans | 240,950,000 | 253,243,000 | 253,913,000 | 258,967,000 |
| Allowance for loan losses | 3,244,000 | 3,703,000 | 3,137,000 | 3,528,000 |
| Securities available for sale | 16,617,000 | 16,703,000 | 17,231,000 | 16,563,000 |
| Securities held to maturity | 70,880,000 | 70,923,000 | 71,111,000 | 70,683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,747,000 | 321,851,000 | 328,777,000 | 327,909,000 |
| Interest-bearing deposits | 260,331,000 | 266,069,000 | 273,683,000 | 269,403,000 |
| Noninterest-bearing deposits | 56,416,000 | 55,782,000 | 55,094,000 | 58,506,000 |
| Equity capital | 34,314,000 | 34,602,000 | 37,314,000 | 37,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,487,000 | 9,290,000 | 14,323,000 | 19,440,000 |
| Interest expense | 1,658,000 | 3,435,000 | 5,344,000 | 7,323,000 |
| Net interest income | 2,829,000 | 5,855,000 | 8,979,000 | 12,117,000 |
| Noninterest income | 162,000 | 329,000 | 506,000 | 745,000 |
| Noninterest expense | 1,748,000 | 3,529,000 | 5,343,000 | 7,192,000 |
| Provision for loan losses | 75,000 | 650,000 | 1,151,000 | 501,000 |
| Pretax income | 1,168,000 | 2,005,000 | 2,991,000 | 5,169,000 |
| Income tax | 66,000 | 132,000 | 198,000 | 290,000 |
| Net income | 1,102,000 | 1,873,000 | 2,793,000 | 4,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,961,000 | 33,235,000 | 35,491,000 | 36,519,000 |