Call reports 2023
COMMUNITY STATE BANK — 2023
What COMMUNITY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 343,734,000 | 340,571,000 | 346,189,000 | 349,433,000 |
| Total loans | 224,072,000 | 233,346,000 | 244,571,000 | 239,788,000 |
| Allowance for loan losses | 2,771,000 | 2,963,000 | 3,159,000 | 3,157,000 |
| Securities available for sale | 12,518,000 | 13,380,000 | 13,110,000 | 15,538,000 |
| Securities held to maturity | 67,827,000 | 70,288,000 | 70,131,000 | 69,484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,204,000 | 306,914,000 | 308,158,000 | 314,213,000 |
| Interest-bearing deposits | 249,985,000 | 248,675,000 | 253,056,000 | 258,577,000 |
| Noninterest-bearing deposits | 60,219,000 | 58,240,000 | 55,102,000 | 55,636,000 |
| Equity capital | 32,301,000 | 32,421,000 | 32,652,000 | 33,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,730,000 | 7,691,000 | 11,869,000 | 16,619,000 |
| Interest expense | 947,000 | 2,008,000 | 3,215,000 | 4,685,000 |
| Net interest income | 2,783,000 | 5,683,000 | 8,654,000 | 11,934,000 |
| Noninterest income | 196,000 | 399,000 | 602,000 | 956,000 |
| Noninterest expense | 1,841,000 | 3,664,000 | 5,507,000 | 7,388,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 720,000 |
| Pretax income | 958,000 | 2,058,000 | 3,209,000 | 4,782,000 |
| Income tax | 55,000 | 105,000 | 161,000 | 262,000 |
| Net income | 903,000 | 1,953,000 | 3,048,000 | 4,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,679,000 | 31,019,000 | 31,590,000 | 32,369,000 |