Call reports 2022
COMMUNITY STATE BANK — 2022
What COMMUNITY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 271,128,000 | 267,774,000 | 287,471,000 | 321,482,000 |
| Total loans | 177,152,000 | 189,846,000 | 205,761,000 | 228,495,000 |
| Allowance for loan losses | 2,469,000 | 2,655,000 | 2,854,000 | 2,579,000 |
| Securities available for sale | 8,997,000 | 8,604,000 | 9,271,000 | 9,256,000 |
| Securities held to maturity | 57,527,000 | 62,188,000 | 64,290,000 | 66,986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,226,000 | 235,432,000 | 241,844,000 | 282,545,000 |
| Interest-bearing deposits | 187,600,000 | 188,076,000 | 194,054,000 | 223,853,000 |
| Noninterest-bearing deposits | 49,626,000 | 47,356,000 | 47,790,000 | 58,693,000 |
| Equity capital | 27,978,000 | 28,166,000 | 28,435,000 | 31,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,742,000 | 5,581,000 | 8,673,000 | 12,309,000 |
| Interest expense | 268,000 | 534,000 | 909,000 | 1,446,000 |
| Net interest income | 2,474,000 | 5,047,000 | 7,764,000 | 10,863,000 |
| Noninterest income | 215,000 | 424,000 | 634,000 | 873,000 |
| Noninterest expense | 1,531,000 | 3,030,000 | 4,614,000 | 6,496,000 |
| Provision for loan losses | 183,000 | 363,000 | 543,000 | 762,000 |
| Pretax income | 975,000 | 2,078,000 | 3,241,000 | 4,478,000 |
| Income tax | 77,000 | 135,000 | 194,000 | 285,000 |
| Net income | 898,000 | 1,943,000 | 3,047,000 | 4,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,678,000 | 28,277,000 | 28,895,000 | 29,959,000 |