Call reports 2021
COMMUNITY STATE BANK — 2021
What COMMUNITY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 271,680,000 | 263,680,000 | 264,728,000 | 267,679,000 |
| Total loans | 202,782,000 | 183,426,000 | 183,509,000 | 188,905,000 |
| Allowance for loan losses | 3,772,000 | 2,123,000 | 1,933,000 | 2,256,000 |
| Securities available for sale | 7,541,000 | 8,286,000 | 8,067,000 | 8,937,000 |
| Securities held to maturity | 45,739,000 | 47,252,000 | 49,377,000 | 53,623,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,923,000 | 230,666,000 | 231,086,000 | 233,598,000 |
| Interest-bearing deposits | 178,219,000 | 186,971,000 | 189,015,000 | 186,295,000 |
| Noninterest-bearing deposits | 47,704,000 | 43,695,000 | 42,071,000 | 47,304,000 |
| Equity capital | 26,838,000 | 27,128,000 | 27,722,000 | 28,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,811,000 | 5,640,000 | 8,701,000 | 11,763,000 |
| Interest expense | 411,000 | 795,000 | 1,136,000 | 1,440,000 |
| Net interest income | 2,400,000 | 4,845,000 | 7,565,000 | 10,323,000 |
| Noninterest income | 208,000 | 475,000 | 775,000 | 1,003,000 |
| Noninterest expense | 1,449,000 | 2,924,000 | 4,438,000 | 6,072,000 |
| Provision for loan losses | 381,000 | 859,000 | 1,405,000 | 1,726,000 |
| Pretax income | 778,000 | 1,537,000 | 2,497,000 | 3,528,000 |
| Income tax | 11,000 | 22,000 | 33,000 | 105,000 |
| Net income | 767,000 | 1,515,000 | 2,464,000 | 3,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,976,000 | 26,257,000 | 26,875,000 | 27,476,000 |