Call reports 2020
COMMUNITY STATE BANK — 2020
What COMMUNITY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 228,278,000 | 257,150,000 | 260,736,000 | 265,004,000 |
| Total loans | 179,276,000 | 195,857,000 | 197,160,000 | 201,124,000 |
| Allowance for loan losses | 2,876,000 | 3,297,000 | 3,275,000 | 3,759,000 |
| Securities available for sale | 10,807,000 | 9,293,000 | 6,704,000 | 8,157,000 |
| Securities held to maturity | 29,304,000 | 31,575,000 | 38,119,000 | 45,232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,358,000 | 211,748,000 | 215,194,000 | 219,495,000 |
| Interest-bearing deposits | 170,676,000 | 175,123,000 | 176,212,000 | 176,646,000 |
| Noninterest-bearing deposits | 30,682,000 | 36,625,000 | 38,982,000 | 42,848,000 |
| Equity capital | 26,008,000 | 26,299,000 | 26,514,000 | 26,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,969,000 | 6,001,000 | 9,280,000 | 12,349,000 |
| Interest expense | 665,000 | 1,311,000 | 1,883,000 | 2,365,000 |
| Net interest income | 2,304,000 | 4,690,000 | 7,397,000 | 9,984,000 |
| Noninterest income | 234,000 | 410,000 | 617,000 | 854,000 |
| Noninterest expense | 1,517,000 | 2,901,000 | 4,283,000 | 5,677,000 |
| Provision for loan losses | 160,000 | 575,000 | 1,300,000 | 2,025,000 |
| Pretax income | 861,000 | 1,624,000 | 2,431,000 | 3,136,000 |
| Income tax | 12,000 | 23,000 | 33,000 | 48,000 |
| Net income | 849,000 | 1,601,000 | 2,398,000 | 3,088,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,843,000 | 25,159,000 | 25,461,000 | 25,628,000 |