Call reports 2019
COMMUNITY STATE BANK — 2019
What COMMUNITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 232,969,000 | 232,774,000 | 237,261,000 | 234,425,000 |
| Total loans | 180,727,000 | 180,643,000 | 184,496,000 | 184,230,000 |
| Allowance for loan losses | 2,554,000 | 2,685,000 | 2,870,000 | 2,798,000 |
| Securities available for sale | 15,971,000 | 16,110,000 | 13,613,000 | 12,889,000 |
| Securities held to maturity | 22,898,000 | 21,840,000 | 20,970,000 | 21,718,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,101,000 | 206,320,000 | 210,369,000 | 207,501,000 |
| Interest-bearing deposits | 179,151,000 | 179,149,000 | 183,038,000 | 174,790,000 |
| Noninterest-bearing deposits | 27,950,000 | 27,171,000 | 27,331,000 | 32,711,000 |
| Equity capital | 25,039,000 | 25,540,000 | 25,909,000 | 25,952,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,778,000 | 5,672,000 | 8,604,000 | 11,546,000 |
| Interest expense | 616,000 | 1,273,000 | 1,953,000 | 2,648,000 |
| Net interest income | 2,162,000 | 4,399,000 | 6,651,000 | 8,898,000 |
| Noninterest income | 131,000 | 349,000 | 567,000 | 781,000 |
| Noninterest expense | 1,443,000 | 2,882,000 | 4,305,000 | 5,688,000 |
| Provision for loan losses | 100,000 | 280,000 | 460,000 | 640,000 |
| Pretax income | 750,000 | 1,586,000 | 2,453,000 | 3,351,000 |
| Income tax | 10,000 | 21,000 | 33,000 | 42,000 |
| Net income | 740,000 | 1,565,000 | 2,420,000 | 3,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,862,000 | 24,237,000 | 24,645,000 | 24,775,000 |
| Total capital | 26,129,000 | 26,527,000 | 26,956,000 | 27,089,000 |
| Risk-weighted assets | 181,081,000 | 182,776,000 | 184,346,000 | 184,674,000 |