Call reports 2018
COMMUNITY STATE BANK — 2018
What COMMUNITY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 220,048,000 | 220,892,000 | 236,494,000 | 232,807,000 |
| Total loans | 172,179,000 | 174,795,000 | 180,374,000 | 182,357,000 |
| Allowance for loan losses | 2,224,000 | 2,401,000 | 2,493,000 | 2,410,000 |
| Securities available for sale | 12,988,000 | 12,919,000 | 14,859,000 | 15,637,000 |
| Securities held to maturity | 23,069,000 | 23,147,000 | 23,009,000 | 23,097,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,493,000 | 196,189,000 | 211,413,000 | 207,388,000 |
| Interest-bearing deposits | 167,085,000 | 167,197,000 | 184,383,000 | 175,534,000 |
| Noninterest-bearing deposits | 28,408,000 | 28,992,000 | 27,030,000 | 31,855,000 |
| Equity capital | 23,836,000 | 23,811,000 | 24,160,000 | 24,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,570,000 | 5,233,000 | 8,002,000 | 10,851,000 |
| Interest expense | 410,000 | 842,000 | 1,365,000 | 1,974,000 |
| Net interest income | 2,160,000 | 4,391,000 | 6,637,000 | 8,877,000 |
| Noninterest income | 202,000 | 409,000 | 605,000 | 818,000 |
| Noninterest expense | 1,387,000 | 2,700,000 | 4,055,000 | 5,424,000 |
| Provision for loan losses | 150,000 | 330,000 | 480,000 | 660,000 |
| Pretax income | 825,000 | 1,770,000 | 2,707,000 | 3,611,000 |
| Income tax | 10,000 | 20,000 | 30,000 | 40,000 |
| Net income | 815,000 | 1,750,000 | 2,677,000 | 3,571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,730,000 | 22,784,000 | 23,247,000 | 23,559,000 |
| Total capital | 24,849,000 | 24,978,000 | 25,527,000 | 25,850,000 |
| Risk-weighted assets | 169,425,000 | 175,297,000 | 182,216,000 | 183,169,000 |