Call reports 2017
COMMUNITY STATE BANK — 2017
What COMMUNITY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 208,871,000 | 213,916,000 | 218,880,000 | 217,293,000 |
| Total loans | 163,701,000 | 162,148,000 | 164,205,000 | 171,894,000 |
| Allowance for loan losses | 1,891,000 | 2,062,000 | 2,239,000 | 2,173,000 |
| Securities available for sale | 13,530,000 | 14,058,000 | 13,983,000 | 12,830,000 |
| Securities held to maturity | 23,772,000 | 23,071,000 | 23,414,000 | 23,236,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,271,000 | 189,883,000 | 194,538,000 | 191,273,000 |
| Interest-bearing deposits | 153,898,000 | 163,468,000 | 169,600,000 | 164,557,000 |
| Noninterest-bearing deposits | 29,373,000 | 26,415,000 | 24,938,000 | 26,716,000 |
| Equity capital | 22,760,000 | 23,182,000 | 23,440,000 | 23,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,450,000 | 4,906,000 | 7,488,000 | 10,115,000 |
| Interest expense | 313,000 | 640,000 | 1,014,000 | 1,404,000 |
| Net interest income | 2,137,000 | 4,266,000 | 6,474,000 | 8,711,000 |
| Noninterest income | 177,000 | 378,000 | 568,000 | 770,000 |
| Noninterest expense | 1,440,000 | 2,832,000 | 4,207,000 | 5,556,000 |
| Provision for loan losses | 195,000 | 375,000 | 570,000 | 720,000 |
| Pretax income | 679,000 | 1,437,000 | 2,265,000 | 3,205,000 |
| Income tax | 7,000 | 16,000 | 25,000 | 43,000 |
| Net income | 803,000 | 1,552,000 | 2,477,000 | 3,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,375,000 | 21,760,000 | 22,098,000 | 22,445,000 |
| Total capital | 23,266,000 | 23,822,000 | 24,177,000 | 24,565,000 |
| Risk-weighted assets | 166,109,000 | 165,448,000 | 166,194,000 | 169,538,000 |