Call reports 2016
COMMUNITY STATE BANK — 2016
What COMMUNITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 199,312,000 | 197,538,000 | 198,350,000 | 207,122,000 |
| Total loans | 143,662,000 | 145,485,000 | 148,406,000 | 157,388,000 |
| Allowance for loan losses | 1,784,000 | 1,516,000 | 1,695,000 | 1,768,000 |
| Securities available for sale | 17,523,000 | 17,299,000 | 14,366,000 | 13,491,000 |
| Securities held to maturity | 24,426,000 | 23,790,000 | 23,720,000 | 23,654,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,252,000 | 174,193,000 | 174,745,000 | 183,775,000 |
| Interest-bearing deposits | 149,119,000 | 148,518,000 | 148,765,000 | 153,249,000 |
| Noninterest-bearing deposits | 27,134,000 | 25,675,000 | 25,980,000 | 30,526,000 |
| Equity capital | 22,283,000 | 22,523,000 | 22,739,000 | 22,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,283,000 | 4,723,000 | 7,147,000 | 9,525,000 |
| Interest expense | 250,000 | 523,000 | 794,000 | 1,073,000 |
| Net interest income | 2,033,000 | 4,200,000 | 6,353,000 | 8,452,000 |
| Noninterest income | 206,000 | 348,000 | 557,000 | 757,000 |
| Noninterest expense | 1,415,000 | 2,854,000 | 4,310,000 | 5,704,000 |
| Provision for loan losses | 200,000 | 410,000 | 635,000 | 965,000 |
| Pretax income | 624,000 | 1,452,000 | 2,133,000 | 2,708,000 |
| Income tax | 9,000 | 17,000 | 26,000 | 35,000 |
| Net income | 615,000 | 1,435,000 | 2,107,000 | 2,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,487,000 | 20,812,000 | 21,125,000 | 21,364,000 |
| Total capital | 22,271,000 | 22,328,000 | 22,820,000 | 23,132,000 |
| Risk-weighted assets | 149,662,000 | 149,298,000 | 152,548,000 | 160,100,000 |