Call reports 2019
FIRST NATIONAL BANK AND TRUST — 2019
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 201,154,000 | 211,713,000 | 211,590,000 | 224,912,000 |
| Total loans | 118,465,000 | 127,305,000 | 126,611,000 | 129,305,000 |
| Allowance for loan losses | 1,000,000 | 1,070,000 | 1,039,000 | 1,052,000 |
| Securities available for sale | 60,027,000 | 49,060,000 | 47,699,000 | 58,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,792,000 | 176,968,000 | 174,994,000 | 182,222,000 |
| Interest-bearing deposits | 124,452,000 | 126,148,000 | 123,849,000 | 134,243,000 |
| Noninterest-bearing deposits | 45,340,000 | 50,820,000 | 51,145,000 | 47,979,000 |
| Equity capital | 23,352,000 | 24,398,000 | 24,735,000 | 25,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,965,000 | 3,994,000 | 6,127,000 | 8,242,000 |
| Interest expense | 185,000 | 383,000 | 628,000 | 880,000 |
| Net interest income | 1,780,000 | 3,611,000 | 5,499,000 | 7,362,000 |
| Noninterest income | 292,000 | 570,000 | 1,095,000 | 1,345,000 |
| Noninterest expense | 1,669,000 | 3,368,000 | 5,033,000 | 6,849,000 |
| Provision for loan losses | 30,000 | 110,000 | 740,000 | 815,000 |
| Pretax income | 364,000 | 691,000 | 809,000 | 1,031,000 |
| Income tax | 52,000 | 100,000 | 97,000 | 164,000 |
| Net income | 312,000 | 591,000 | 712,000 | 867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,218,000 | 23,574,000 | 23,704,000 | 24,444,000 |
| Total capital | 24,303,000 | 24,729,000 | 24,828,000 | 25,581,000 |
| Risk-weighted assets | 135,596,000 | 143,497,000 | 141,513,000 | 148,336,000 |