Call reports 2018
FIRST NATIONAL BANK AND TRUST — 2018
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 211,905,000 | 204,124,000 | 206,363,000 | 209,723,000 |
| Total loans | 107,504,000 | 111,996,000 | 114,997,000 | 117,037,000 |
| Allowance for loan losses | 922,000 | 945,000 | 994,000 | 1,024,000 |
| Securities available for sale | 79,840,000 | 68,996,000 | 62,934,000 | 66,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,744,000 | 169,202,000 | 168,150,000 | 174,535,000 |
| Interest-bearing deposits | 127,892,000 | 121,578,000 | 121,284,000 | 128,791,000 |
| Noninterest-bearing deposits | 47,852,000 | 47,624,000 | 46,866,000 | 45,744,000 |
| Equity capital | 22,853,000 | 22,951,000 | 23,092,000 | 22,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,993,000 | 3,935,000 | 5,939,000 | 7,948,000 |
| Interest expense | 160,000 | 317,000 | 511,000 | 691,000 |
| Net interest income | 1,833,000 | 3,618,000 | 5,428,000 | 7,257,000 |
| Noninterest income | 226,000 | 481,000 | 766,000 | 1,088,000 |
| Noninterest expense | 1,569,000 | 3,161,000 | 4,781,000 | 6,415,000 |
| Provision for loan losses | 105,000 | 135,000 | 190,000 | 255,000 |
| Pretax income | 350,000 | 661,000 | 1,112,000 | 1,564,000 |
| Income tax | 37,000 | 65,000 | 118,000 | 185,000 |
| Net income | 313,000 | 596,000 | 994,000 | 1,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,893,000 | 23,101,000 | 23,554,000 | 22,321,000 |
| Total capital | 23,900,000 | 24,131,000 | 24,633,000 | 23,430,000 |
| Risk-weighted assets | 141,729,000 | 137,209,000 | 136,896,000 | 137,129,000 |