Call reports 2017
FIRST NATIONAL BANK AND TRUST — 2017
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 213,491,000 | 207,116,000 | 205,934,000 | 224,932,000 |
| Total loans | 97,616,000 | 94,366,000 | 94,279,000 | 103,578,000 |
| Allowance for loan losses | 1,420,000 | 1,347,000 | 971,000 | 896,000 |
| Securities available for sale | 89,243,000 | 85,055,000 | 86,272,000 | 88,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,785,000 | 169,165,000 | 165,933,000 | 183,464,000 |
| Interest-bearing deposits | 131,242,000 | 122,409,000 | 118,528,000 | 134,159,000 |
| Noninterest-bearing deposits | 47,543,000 | 46,756,000 | 47,405,000 | 49,305,000 |
| Equity capital | 24,114,000 | 24,988,000 | 24,836,000 | 23,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,744,000 | 3,521,000 | 5,284,000 | 7,122,000 |
| Interest expense | 123,000 | 255,000 | 397,000 | 558,000 |
| Net interest income | 1,621,000 | 3,266,000 | 4,887,000 | 6,564,000 |
| Noninterest income | 298,000 | 527,000 | 831,000 | 1,030,000 |
| Noninterest expense | 1,700,000 | 3,383,000 | 5,100,000 | 6,686,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 60,000 |
| Pretax income | 228,000 | 427,000 | 605,000 | 849,000 |
| Income tax | -14,000 | -25,000 | -52,000 | 578,000 |
| Net income | 242,000 | 452,000 | 657,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,866,000 | 23,071,000 | 22,848,000 | 22,762,000 |
| Total capital | 24,371,000 | 24,503,000 | 23,904,000 | 23,743,000 |
| Risk-weighted assets | 132,818,000 | 129,418,000 | 128,580,000 | 142,882,000 |