Call reports 2016
FIRST NATIONAL BANK AND TRUST — 2016
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 212,993,000 | 206,008,000 | 203,712,000 | 212,944,000 |
| Total loans | 91,535,000 | 89,539,000 | 91,350,000 | 92,661,000 |
| Allowance for loan losses | 1,378,000 | 1,364,000 | 1,384,000 | 1,448,000 |
| Securities available for sale | 86,464,000 | 82,381,000 | 90,949,000 | 91,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,792,000 | 168,796,000 | 166,019,000 | 175,441,000 |
| Interest-bearing deposits | 132,754,000 | 123,620,000 | 121,182,000 | 131,386,000 |
| Noninterest-bearing deposits | 44,038,000 | 45,176,000 | 44,837,000 | 44,055,000 |
| Equity capital | 24,816,000 | 25,482,000 | 25,464,000 | 23,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,761,000 | 3,511,000 | 5,212,000 | 6,942,000 |
| Interest expense | 109,000 | 217,000 | 319,000 | 419,000 |
| Net interest income | 1,652,000 | 3,294,000 | 4,893,000 | 6,523,000 |
| Noninterest income | 249,000 | 537,000 | 813,000 | 1,076,000 |
| Noninterest expense | 1,653,000 | 3,393,000 | 5,080,000 | 6,762,000 |
| Provision for loan losses | 0 | 10,000 | 40,000 | 0 |
| Pretax income | 318,000 | 498,000 | 665,000 | 916,000 |
| Income tax | 22,000 | -6,000 | -52,000 | -59,000 |
| Net income | 296,000 | 504,000 | 717,000 | 975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,659,000 | 22,961,000 | 23,014,000 | 22,651,000 |
| Total capital | 24,122,000 | 24,410,000 | 24,483,000 | 24,184,000 |
| Risk-weighted assets | 118,994,000 | 118,648,000 | 120,381,000 | 129,172,000 |