Call reports 2015
FIRST NATIONAL BANK AND TRUST — 2015
What FIRST NATIONAL BANK AND TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 213,187,000 | 202,786,000 | 210,542,000 | 224,699,000 |
| Total loans | 97,772,000 | 93,688,000 | 93,033,000 | 93,034,000 |
| Allowance for loan losses | 1,437,000 | 1,425,000 | 1,397,000 | 1,395,000 |
| Securities available for sale | 76,139,000 | 82,681,000 | 81,235,000 | 93,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,695,000 | 166,116,000 | 174,177,000 | 184,584,000 |
| Interest-bearing deposits | 133,768,000 | 125,265,000 | 129,781,000 | 137,364,000 |
| Noninterest-bearing deposits | 41,926,000 | 40,851,000 | 44,396,000 | 47,220,000 |
| Equity capital | 23,946,000 | 23,651,000 | 24,182,000 | 24,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,728,000 | 3,448,000 | 5,190,000 | 6,995,000 |
| Interest expense | 117,000 | 234,000 | 347,000 | 466,000 |
| Net interest income | 1,611,000 | 3,214,000 | 4,843,000 | 6,529,000 |
| Noninterest income | 255,000 | 628,000 | 907,000 | 1,189,000 |
| Noninterest expense | 1,693,000 | 3,453,000 | 5,133,000 | 6,786,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 173,000 | 389,000 | 664,000 | 981,000 |
| Income tax | -33,000 | -36,000 | -27,000 | -11,000 |
| Net income | 206,000 | 425,000 | 691,000 | 992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,243,000 | 22,155,000 | 22,307,000 | 22,306,000 |
| Total capital | 23,683,000 | 23,489,000 | 23,655,000 | 23,786,000 |
| Risk-weighted assets | 114,537,000 | 105,779,000 | 106,921,000 | 125,436,000 |