Call reports 2021
SAVOY BANK — 2021
What SAVOY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 |
|---|---|
| Total assets | 691,582,000 |
| Total loans | 600,649,000 |
| Allowance for loan losses | 8,401,000 |
| Securities available for sale | 945,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 365,285,000 |
| Interest-bearing deposits | 305,499,000 |
| Noninterest-bearing deposits | 59,786,000 |
| Equity capital | 49,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 |
|---|---|
| Interest income | 7,066,000 |
| Interest expense | 1,224,000 |
| Net interest income | 5,842,000 |
| Noninterest income | 1,452,000 |
| Noninterest expense | 3,005,000 |
| Provision for loan losses | 0 |
| Pretax income | 4,289,000 |
| Income tax | 1,249,000 |
| Net income | 3,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 |
|---|---|
| Tier 1 capital | 48,456,000 |
| Total capital | 52,448,000 |
| Risk-weighted assets | 314,850,000 |