Call report 2014Q4
SAVOY BANK — 2014Q4
The 22 measures SAVOY BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 122,327,000 | USD | evidence → |
| Total loans | 101,585,000 | USD | evidence → |
| Allowance for loan losses | 2,160,000 | USD | evidence → |
| Securities available for sale | 6,989,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 108,931,000 | USD | evidence → |
| Interest-bearing deposits | 85,024,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,907,000 | USD | evidence → |
| Equity capital | 12,567,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,047,000 | USD | evidence → |
| Interest expense | 624,000 | USD | evidence → |
| Net interest income | 5,423,000 | USD | evidence → |
| Noninterest income | 111,000 | USD | evidence → |
| Noninterest expense | 4,316,000 | USD | evidence → |
| Provision for loan losses | 236,000 | USD | evidence → |
| Pretax income | 982,000 | USD | evidence → |
| Income tax | 19,000 | USD | evidence → |
| Net income | 963,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,461,000 | USD | evidence → |
| Total capital | 13,776,000 | USD | evidence → |
| Risk-weighted assets | 104,372,000 | USD | evidence → |