Call reports 2024
WALTERS BANK AND TRUST COMPANY — 2024
What WALTERS BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 65,930,000 | 65,776,000 | 61,749,000 | 64,440,000 |
| Total loans | 32,452,000 | 28,489,000 | 28,534,000 | 32,119,000 |
| Allowance for loan losses | 440,000 | 440,000 | 433,000 | 417,000 |
| Securities available for sale | 23,311,000 | 24,340,000 | 22,996,000 | 22,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,000,000 | 53,417,000 | 48,463,000 | 49,076,000 |
| Interest-bearing deposits | 35,151,000 | 36,133,000 | 29,587,000 | 31,663,000 |
| Noninterest-bearing deposits | 18,849,000 | 17,284,000 | 18,876,000 | 17,413,000 |
| Equity capital | 11,863,000 | 12,258,000 | 13,134,000 | 12,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 739,000 | 1,475,000 | 2,204,000 | 2,922,000 |
| Interest expense | 55,000 | 126,000 | 206,000 | 287,000 |
| Net interest income | 684,000 | 1,349,000 | 1,998,000 | 2,635,000 |
| Noninterest income | 69,000 | 171,000 | 240,000 | 338,000 |
| Noninterest expense | 474,000 | 896,000 | 1,361,000 | 2,113,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 279,000 | 624,000 | 877,000 | 860,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 279,000 | 624,000 | 877,000 | 860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,123,000 | 13,468,000 | 13,721,000 | 13,705,000 |