Call reports 2023
WALTERS BANK AND TRUST COMPANY — 2023
What WALTERS BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 68,405,000 | 68,034,000 | 65,533,000 | 64,818,000 |
| Total loans | 29,796,000 | 28,813,000 | 28,868,000 | 33,490,000 |
| Allowance for loan losses | 433,000 | 407,000 | 398,000 | 464,000 |
| Securities available for sale | 25,724,000 | 26,383,000 | 27,229,000 | 24,915,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,835,000 | 55,396,000 | 53,700,000 | 52,394,000 |
| Interest-bearing deposits | 37,009,000 | 35,763,000 | 34,205,000 | 34,724,000 |
| Noninterest-bearing deposits | 19,826,000 | 19,633,000 | 19,495,000 | 17,670,000 |
| Equity capital | 11,535,000 | 12,576,000 | 11,740,000 | 12,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 685,000 | 1,373,000 | 2,049,000 | 2,755,000 |
| Interest expense | 35,000 | 87,000 | 139,000 | 191,000 |
| Net interest income | 650,000 | 1,286,000 | 1,910,000 | 2,564,000 |
| Noninterest income | 70,000 | 140,000 | 211,000 | 310,000 |
| Noninterest expense | 438,000 | 796,000 | 1,196,000 | 1,863,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 282,000 | 630,000 | 925,000 | 911,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 282,000 | 630,000 | 925,000 | 911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,886,000 | 13,235,000 | 13,529,000 | 13,515,000 |