Call reports 2022
WALTERS BANK AND TRUST COMPANY — 2022
What WALTERS BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 65,987,000 | 70,182,000 | 67,708,000 | 69,363,000 |
| Total loans | 29,225,000 | 28,042,000 | 27,562,000 | 29,493,000 |
| Allowance for loan losses | 417,000 | 382,000 | 383,000 | 434,000 |
| Securities available for sale | 23,754,000 | 24,207,000 | 26,275,000 | 27,405,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,178,000 | 60,418,000 | 56,602,000 | 58,025,000 |
| Interest-bearing deposits | 18,757,000 | 40,526,000 | 36,598,000 | 37,751,000 |
| Noninterest-bearing deposits | 35,421,000 | 19,892,000 | 20,004,000 | 20,274,000 |
| Equity capital | 11,779,000 | 9,722,000 | 11,036,000 | 11,327,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 1,027,000 | 1,619,000 | 2,243,000 |
| Interest expense | 11,000 | 23,000 | 37,000 | 61,000 |
| Net interest income | 489,000 | 1,004,000 | 1,582,000 | 2,182,000 |
| Noninterest income | 73,000 | 134,000 | 226,000 | 366,000 |
| Noninterest expense | 419,000 | 788,000 | 1,216,000 | 1,747,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 143,000 | 350,000 | 592,000 | 751,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 143,000 | 350,000 | 592,000 | 751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,439,000 | 12,646,000 | 12,888,000 | 13,047,000 |
| Total capital | 12,750,000 | — | — | — |
| Risk-weighted assets | 24,775,000 | — | — | — |