Call reports 2021
WALTERS BANK AND TRUST COMPANY — 2021
What WALTERS BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 61,331,000 | 63,622,000 | 64,200,000 | 65,348,000 |
| Total loans | 29,261,000 | 27,862,000 | 27,220,000 | 29,479,000 |
| Allowance for loan losses | 378,000 | 381,000 | 366,000 | 417,000 |
| Securities available for sale | 13,116,000 | 12,878,000 | 12,854,000 | 17,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,763,000 | 50,857,000 | 51,339,000 | 52,548,000 |
| Interest-bearing deposits | 31,632,000 | 34,144,000 | 32,993,000 | 34,534,000 |
| Noninterest-bearing deposits | 17,131,000 | 16,713,000 | 18,346,000 | 18,014,000 |
| Equity capital | 12,530,000 | 12,705,000 | 12,776,000 | 12,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 927,000 | 1,372,000 | 1,828,000 |
| Interest expense | 11,000 | 21,000 | 32,000 | 42,000 |
| Net interest income | 468,000 | 906,000 | 1,340,000 | 1,786,000 |
| Noninterest income | 146,000 | 280,000 | 341,000 | 483,000 |
| Noninterest expense | 388,000 | 731,000 | 1,133,000 | 1,571,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 226,000 | 455,000 | 548,000 | 648,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 226,000 | 455,000 | 548,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,277,000 | 12,506,000 | 12,598,000 | 12,699,000 |
| Total capital | 12,590,000 | 12,794,000 | 12,886,000 | 13,014,000 |
| Risk-weighted assets | 25,004,000 | 22,943,000 | 22,872,000 | 25,128,000 |