Call reports 2019
WALTERS BANK AND TRUST COMPANY — 2019
What WALTERS BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 55,103,000 | 54,952,000 | 53,420,000 | 53,625,000 |
| Total loans | 26,530,000 | 25,980,000 | 25,666,000 | 27,489,000 |
| Allowance for loan losses | 383,000 | 379,000 | 373,000 | 380,000 |
| Securities available for sale | 18,970,000 | 18,306,000 | 17,445,000 | 16,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,017,000 | 42,629,000 | 40,785,000 | 41,032,000 |
| Interest-bearing deposits | 31,434,000 | 30,589,000 | 28,710,000 | 29,483,000 |
| Noninterest-bearing deposits | 11,583,000 | 12,040,000 | 12,075,000 | 11,549,000 |
| Equity capital | 12,052,000 | 12,268,000 | 12,555,000 | 12,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 502,000 | 1,008,000 | 1,523,000 | 2,034,000 |
| Interest expense | 22,000 | 45,000 | 69,000 | 91,000 |
| Net interest income | 480,000 | 963,000 | 1,454,000 | 1,943,000 |
| Noninterest income | 66,000 | 128,000 | 193,000 | 331,000 |
| Noninterest expense | 403,000 | 800,000 | 1,189,000 | 1,781,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 143,000 | 291,000 | 458,000 | 493,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 143,000 | 291,000 | 458,000 | 493,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,049,000 | 12,197,000 | 12,364,000 | 12,399,000 |
| Total capital | 12,322,000 | 12,466,000 | 12,629,000 | 12,689,000 |
| Risk-weighted assets | 21,717,000 | 21,394,000 | 21,090,000 | 23,127,000 |